Merchant Account Features
Who needs a retail merchant account?
Any business that accepts payments from their customers face to face (known as card present transactions). This type of account is used for businesses that have a storefront presence where the customer comes to the merchant to purchase products. These types of transactions carry the least amount of risk for the merchant because the customer is present to sign the receipt.
What it will do for you:
Allows you to accept credit and debit cards through the use of a terminal or magnetic card reader. The fees on this type of transaction are the lower than other types of accounts because of the risk factor. Most transactions are processed in less than five seconds.
Benefits:
- Free merchant account setup (no application or setup fee).
- Download existing terminals or purchase a new one from us. No additional charge to download your terminal.
- Process debit transaction using a pin pad or encrypted terminal.
- Instantly process transactions.
- Check processing solutions available.
- Gift card options are also available.
- Many terminals have thermal printers which use less counter space.
Many Terminals Available
Please visit the Terminal and Equipment Page for descriptions of terminals that will best fit your need. Any number of terminals may work for you. If you have questions concerning which is best for your situation, call us at 866-204-3788.
Don’t want to buy an expensive terminal? Have you heard that many virtual terminals have retail solutions available. You can use the virtual terminal in combination with a magnetic card reader to process transactions at a retail price! The card reader is a fraction of the price and the reporting features of the virtual terminal are easy to access. You only need to have access to the internet and a USB port to plug in the reader. The process is simple. Apply for a retail merchant account and request the virtual terminal and card reader for the terminal. It’s that easy! If you have a computer on your counter anyway, this is an ideal situation because you don’t have to add the terminal to take up precious counter space.
Do you need to process transactions while on the move?
Check out the wireless page to find out more about mobile units.
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