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Credit Card Processing Rates

uPowerPay offers merchants complete merchant account solutions to fit all business sizes and types and GUARANTEES to beat any competitor's rate quote. Don't be fooled by so called "LOW RATES". The low rate quoted by most company's websites usually refers to Debit or Check Cards rates only. uPowerPay will quote all rates individually so there are no surprises!

Already processing credit cards? uPowerPay will analyze your current processing statements and present you with solutions to save money each and every month. Click Here to learn more.

While shopping for a merchant account and credit card processing rates and fees, you must decide which type of account is right for your business.
Did you know that there are two distinct types of merchant accounts with as many as 7 different sub-categories associated with each - all of which have different rates, fees, and charges?

Getting your business set-up with the correct type of merchant account and processing solution is vital to maximizing your business's profits. If you are unsure of which merchant account and processing method is best for your business please give one of our sales representatives a call toll-free at 866-204-3788. Each one of our representatives is knowledgeable about the many solutions available and they will have you accepting credit cards with the best merchant account available in no time!

Below are descriptions of each type of account offered as well as a link to that account's main page where you may find more detailed information. If you would like to apply for an Internet or Online Merchant Account, simply click on APPLY ONLINE to the right and start your application now.

Retail Merchant Account Mail Order Merchant Account
A retail merchant account (also known as a Card Present Account) has the lowest discount rates and transaction fees, but can only be utilized effectively by a business that is able to swipe at least 80% of their credit card transactions through a credit card terminal.

* Retail Discount Rates Start as Low as 1.29%
*Many Options Are Available

 A mail order merchant account (also known as a Card not Present Account) is an account that is used by businesses that will be entering most of their credit card transactions on the keypad of a credit card terminal or through a virtual terminal. Mail order businesses typically take credit card orders over the phone, by mail, or out in the field. Because there is a higher risk to the processors, these rates start higher than a regular retail account.

* Mail Order Rates Start as Low as 1.89%
* Many Options Are Available

Internet Merchant Account Wireless Merchant Account
Internet merchant accounts (also known as a Card Not Present Account) are used by businesses that sell products or services online and wish to accept real-time credit card payments. Websites that have a payment page generally use this type of merchant account. Because there is a higher risk to the processors, these rates start higher than a regular retail account.

* Internet Discount Rates Start as Low as 1.89%


 A wireless merchant account is an account that is used with a wireless credit card terminal such as the Nurit 8000 or Nurit 3010. A wireless account allows a merchant to accept credit cards in the field and get a real-time authorization or decline for the transaction.

* Wireless Debit Rates Starting at 1.29%
 


With so many merchant accounts available, it may be a difficult choice to decide which account is for your business.
If you already know which account fits your business model, click on one of the links above to guide you through the application process. If you’re still not sure which one is for you, our sales representatives are friendly and knowledgeable about all aspects of merchant processing and are standing by to assist you. Please call our office toll-free at 866-204-3788.


APPLY NOW
Start your online merchant account application today, process transactions as early as tomorrow
Apply Online Today

Call 1-866-204-3788 or email info@upowerpay.com with any questions.

 


 


 

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